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Tammy Roberts

Broker & Medical Malpractice Specialist

Tammy Roberts

Tammy Roberts

I am a Broker and Medical Malpractice Specialist at Specialised Broker Services (SBS), where I focus on delivering structured, client-centred short-term insurance solutions.

 

With over five years of experience in the short-term insurance industry, I have developed a strong reputation for professionalism, relationship management, and advisory integrity. My primary specialisation lies in Medical Malpractice Insurance, supporting healthcare professionals with tailored, compliant cover that protects both their practice and their professional reputation.

 

Insurance for medical practitioners carries unique liability exposure. My role is to ensure that cover is correctly structured, clearly understood, and aligned with regulatory and professional requirements.

 

At SBS, we prioritise transparency, responsiveness, and long-term trust, values I integrate into every client relationship.

Areas of Expertise

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1

Medical Malpractice Insurance (Primary Specialisation)

Professional liability structuring for healthcare practitioners, Claims-made policy understanding, Regulatory compliance considerations, Indemnity limits and exposure assessment, Claims support and insurer engagement.

2

Commercial & Personal Lines Advisory

Asset and liability protection, Policy reviews and renewal management, Excess structuring, Risk exposure clarification.

3

Client Retention & Relationship Management

Long-term account management, Proactive policy reviews, Supporting clients through complex claims, Maintaining trust across multi-year advisory relationships.

Experience and Background

My experience spans short-term insurance advisory across Medical Malpractice, Commercial, and Personal Lines.

 

Healthcare professionals operate in a highly regulated and high-risk environment. Through focused advisory and practical guidance, I assist doctors, specialists, and allied healthcare providers in navigating complex indemnity requirements, policy wording, and claims considerations.

In addition to my medical malpractice focus, I maintain a portfolio across:

  • Commercial insurance
  • Personal lines
  • Client retention and portfolio management

I am actively involved in Body Corporate and Binder meetings, representing SBS in insurer discussions and operational forums. This ensures strong insurer relationships and keeps our clients’ interests at the forefront of underwriting and servicing conversations.

My approach combines structured advisory with relationship-driven service, ensuring that clients feel supported, informed, and confident in their insurance arrangements.

“Lead with integrity, advise with purpose, and success will follow naturally.”
Tammy Roberts
Tammy Roberts
Credentials & Affiliations
N3 Certificate in Business Studies
Full Short-Term Insurance Qualification
Broker & Medical Malpractice Specialist – SBS
Over 5 years’ experience in short-term insurance advisory
WHY CHOOSE SBS

Our expertise and commitment to excellence set us apart!

WHAT OUR CUSTOMERS SAY

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CUSTOMERS SERVED
Whether you are an individual looking to protect your personal assets or a business needing comprehensive insurance coverage, SBS is here to provide the specialist insurance solutions you needs.

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    Short term insurance for all your personal, commercial and specialised needs.

    Contact Info

    Mon - Frd : 8:00 -17:00
    +27 87 0150 444
    info@sbsbrokers.co.za

    Office Address

    99 Merriman Street, George, South Africa, 6529
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