Commercial Insurance Broker

A specialised commercial insurance broker, like the team at SBS, acts as your expert advisor and partner. Instead of just selling you a policy, we start by conducting a thorough analysis of your entire operation to understand its unique risks. With our 40+ years of experience, we then design a comprehensive Business Risk Insurance portfolio that is specifically tailored to you, ensuring you are protected against all relevant threats, not just the obvious ones.

While Commercial Property Insurance is a fundamental component of a robust risk management strategy, it is not always automatically included in a basic Commercial Insurance package. It is a specific type of cover designed to protect your physical assets like buildings, equipment, and stock. Our role is to assess your entire business and structure a consolidated policy that combines property insurance with other essential covers, like liability and business interruption, ensuring there are no dangerous gaps in your protection.

Depending on your business’s unique situation and location, our Specialised Insurance Brokers can tailor a policy to cover your business assets against risks such as equipment breakdown or impact damage, providing a secure foundation for your entire operation. 

This is the core of our specialised business insurance solutions. We understand that comprehensive Business Insurance goes far beyond protecting your building and stock. At SBS, we analyse your operations to ensure that you are covered the most critical areas. This includes Business Interruption to protect your income if you’re forced to close temporarily, Public Liability to cover third-party claims, and even specialised industrial cover for machinery breakdown, ensuring your entire business model is secure.